Editorial Policy
Paise ke baare me galat jaankari se nuksaan hota hai. Isliye ye page saaf-saaf batata hai ki is site pe content kaise banta hai — taaki aap khud judge kar sakein ki ise kitna bharosa dena hai.
1. Har figure bank ki official page se
Annual fee, joining fee, reward rate, fee waiver ka spend limit — ye saare numbers bank ki apni official website se check karke likhe jaate hain. Kisi doosre blog ya comparison site se copy nahi kiye jaate.
Agar koi figure confirm nahi ho paata, to hum use guess nahi karte. Wo field khaali chhod dete hain ya "bank ki site pe check karein" likh dete hain. Galat number se accha hai koi number na ho.
2. Har card pe "verified on" date
Banks bina notice ke fees aur reward structure badal dete hain. 2026 me hi kai cards ke cashback caps badle hain. Isliye har card ke saath wo date likhi hoti hai jab hamne wo figures aakhri baar check kiye the.
Agar wo date purani lag rahi hai, to us number pe pura bharosa mat kijiye — bank ki site pe khud dekh lijiye. Hum date isliye dikhate hain taaki aapko ye faisla karne ka mauka mile.
3. Ranking commission se tay nahi hoti
Cards ka order aur "best for" label sirf card ke features pe based hai. Kaunse card se kitna affiliate commission milta hai, iska ranking pe koi asar nahi. Detail me affiliate disclosure padhein.
4. Card ki kamiyan bhi likhte hain
Har card ke saath uski limitation bhi likhi jaati hai — monthly cap, points ka expiry, ya kaunse spends pe reward nahi milta. Sirf achhi baatein likhna marketing hai, comparison nahi.
5. Hum kya nahi hain
- Hum bank ke employee ya agent nahi hain
- Hum SEBI/RBI registered financial advisor nahi hain
- Hum aapki eligibility ya approval ki guarantee nahi de sakte — wo poori tarah bank ka faisla hai
- Hum aapse koi fee nahi lete, aur na kabhi maangenge
Galti mili to? Agar is site pe koi figure galat lage — jaise fee badal gayi ho ya cap update ho gaya ho — to bata dijiye. Verify karke theek kiya jayega, aur page pe update ki date badal di jayegi. Correction chhupaya nahi jayega.
Content kaun likhta hai
Is site ka saara content Sudam likhta aur verify karta hai. Ye ek independent, ek-aadmi ki site hai — koi badi company ya bank iske peeche nahi hai. Jo bhi likha hai, uski zimmedari meri hai.