Basics
Cashback ya reward points?
Dono "rewards" kehlate hain. Par ek seedha paisa hai, doosra ek waada.
Cashback CardSeedha paisa
••••••••••••5%
Statement me credit
5%
Seedha paisa, koi hisaab nahi
Kharch karo, paisa wapas. Statement me credit ho jaata hai ya wallet me aa jaata hai.
Amazon Pay ICICI me to cashback apne aap Amazon Pay balance me aa jaata hai —
na points ginne hain, na catalogue kholna hai.
Rewards CardPoints
••••••••••••10X
Redeem karna padta hai
Zyada value, par mehnat bhi
Points ki value fix nahi hoti. Kahan redeem karte ho uspe depend karti hai —
voucher, product, ya travel booking.
Sahi jagah redeem karo to cashback se zyada mil sakta hai. Galat jagah karo to kam.
Dhyan do
Points expire ho jaate hain
Ye wo baat hai jo bank aage se nahi batata.
IDFC FIRST Millennia ke points 24 mahine me expire ho jaate hain. Har bank ka apna rule hai —
kisi ke 2 saal, kisi ke 3.
Cashback kabhi expire nahi hota. Wo paisa hai, point nahi.
CashbackSimple
••••••••••••5%
Paisa wapas
PointsTravel
••••••••••••10X
Zyada value
Toh aapke liye kya?
- Cashback lo — agar aap simple cheez chahte ho, ya redeem karna yaad nahi rehta
- Points lo — agar aap travel karte ho aur redeem karne me time de sakte ho
Pehla card le rahe ho? Cashback hi lo. Points ka hisaab baad me seekh lena.
Kaunsa card mera hai? →
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Sirf information — financial advice nahi. Fees badalti rehti hain;
apply se pehle bank ki site pe check karein.
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